kensho/FIND

Terms of Usage

Your access to and use of these datasets (the “Content”), provided by Kensho Technologies, LLC, (“Kensho”), shall be governed by the following terms and conditions of usage (“Terms of Usage”). The Content may be accessed only by persons who have been authorized to use this Content pursuant to their acceptance and acknowledgement of these Terms of Usage (in each case, an “Authorized User”). By providing your electronic signature at the end of these Terms of Usage, you represent that you are an Authorized User and that you accept these Terms of Usage and agree to be bound by them.
If you do not wish to be bound by these Terms of Usage, you must not use this Content. PLEASE READ THESE TERMS OF USAGE CAREFULLY BEFORE USING THIS CONTENT.
Section 1 – THE CONTENT
1.1 You will not, and will not permit, assist or cause any third party to use the Content, or a model trained on the Content, or any outputs or results of a model trained on the Content for any uses other than Noncommercial Research Uses. Noncommercial Research Uses means use cases related to research, development, education, or analysis in each case with no direct or indirect commercial gain to you or others.
For avoidance of doubt, use by commercial or for-profit entities for testing, evaluation, or non-commercial research and development is permitted. Use of the Content, or use or distribution of a model trained on the Content, or use of a model trained on the Content to train other models for commercial use, are not a Noncommercial Research Use and are prohibited.
You must ensure that anyone who you provide a copy of any part of the Content, the model trained on the Content, or the output of such model, does so under terms that are no less restrictive than these terms.
You shall not modify the Content; create derivative works based on the Content, rewrite or reprocess the Content except for Noncommercial Research Purposes as expressly provided herein. You must not publish, display, transfer or redistribute the Content or any portions or derivative versions thereof to anyone without prior written consent from Kensho.
1.2 Disclaimer. Kensho cannot and does not guarantee continued availability of Content. The documents used to create this Content have been intentionally altered to include contradictions and errors for AI research purposes. It is not the original source material and must not be used for any informational, financial, legal, or decision-making purposes.
1.3 Ownership of Third-Party Content. You acknowledge that all proprietary rights in the Content that are owned by Kensho or third party content providers shall remain the property of Kensho or such third party content providers, and you shall have no right or interest in such third party content except the rights to use such third party content in accordance with these Terms of Usage. You acknowledge that the Content as compiled, prepared, selected and arranged by Kensho or its third party content providers constitutes an expenditure of substantial time, effort and money by Kensho and its third party content providers and constitutes valuable commercial property and/or trade secrets of Kensho and such third party content providers. Kensho or its third party content providers retain all applicable rights and remedies afforded under the copyright, trademark, service mark, patent and other laws of the United States and the States thereof, including without limitation any laws designed to protect proprietary or confidential information. You agree that you will not remove or modify any copyright notice, disclosures, disclaimers or other notification or trade name or marks of Kensho or the third party content providers that may appear in the Content or third party content and that any permitted reproduction and/or distribution of the Content or third party content shall contain such notices and/or marks as they appear in the Content or third party content. You may not use Kensho’s or the third-party content providers’ name or trademarks without the prior written consent of Kensho or such third-party content providers. Apart from the rights granted hereunder, no conveyance of ownership, right, title or interest is intended herein.
1.4 Posted Guidelines. In addition to these Terms of Usage, when using this Content, you shall be subject to and agree to follow any posted notice, guidelines or rules, which may be posted and amended from time to time. Nothing on this Content shall be considered a recommendation or solicitation to buy or an offer to sell a security to any person in any jurisdiction.
1.5 Registration Data. In consideration of your use of this Content, you and/or your employer agree to: (a) provide true, accurate, current and complete Registration Data (as defined below in Section 3.1) to Kensho as prompted by the registration form completed prior to accessing the Content and (b) maintain and promptly update the Registration Data and to keep the same true, accurate, current and complete.
1.6 Right to Terminate User Access. Kensho reserves the right to limit, restrict and immediately terminate your access to and use of this Content at any time, in whole or in part, in its sole discretion and without notice.
Section 2 - DISCLAIMER OF WARRANTY AND LIMITATION OF LIABILITY
2.1 THE CONTENT IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND. USE OF THE CONTENT IS AT THE USER’S OWN RISK. IN NO EVENT SHALL KENSHO OR ITS THIRD-PARTY CONTENT PROVIDERS BE LIABLE FOR ANY DECISION MADE OR ACTION OR INACTION TAKEN IN RELIANCE ON ANY CONTENT, INCLUDING THIRD-PARTY CONTENT, INCLUDING YOUR HANDLING AND STORING OF THE CONTENT. KENSHO FURTHER EXPLICITLY DISCLAIMS, ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF ORIGINALITY, ACCURACY, COMPLETENESS, TIMELINESS, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. KENSHO EXPRESSLY DISCLAIMS, AND YOU WAIVE, ANY LIABILITY THAT MAY ARISE FROM YOUR PUBLICATION OR PROVISION OF THE CONTENT TO A THIRD PARTY, OR ANY REPRESENTATION OR WARRANTY MADE BY YOU TO ANY THIRD PARTY, WHETHER OR NOT RELATED TO THE CONTENT. KENSHO, SUPPLIERS OF THIRD-PARTY CONTENT AND ANY OTHER THIRD PARTY WORKING WITH KENSHO SHALL NOT BE RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY DAMAGES OR LOSS (INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL AND ANY AND ALL OTHER FORMS OF DAMAGES OR LOSSES REGARDLESS OF THE FORM OF THE ACTION OR THE BASIS OF THE CLAIM) CAUSED OR ALLEGED TO BE CAUSED IN CONNECTION WITH YOUR USE OF THE CONTENT WHETHER OR NOT FORESEEABLE, EVEN IF KENSHO OR ANY OF THE SUPPLIERS OF THIRD-PARTY CONTENT OR OTHER THIRD PARTIES WORKING WITH KENSHO IN CONNECTION WITH THE CONTENT HAS BEEN ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES.
2.2 THE CONTENT IS NOT INTENDED TO PROVIDE TAX, LEGAL, INSURANCE OR INVESTMENT ADVICE, AND NOTHING IN THE CONTENT SHOULD BE CONSTRUED AS AN OFFER TO SELL, A SOLICITATION OF AN OFFER TO BUY, OR A RECOMMENDATION FOR ANY SECURITY BY KENSHO OR ANY THIRD PARTY.
2.3 For third party demands, claims, actions, proceedings and liability for losses, damages, reasonable legal costs and other reasonable expenses of any nature, you agree to defend, indemnify and hold Kensho and its affiliates harmless, including its respective directors, officers, employees and agents from and against all claims to the extent arising from your access to and/or use of the Content, any failure by you to abide by the Terms of Usage, or breach of applicable law.
Section 3 - PRIVACY
3.1 Access and Collection. In order to access this Content, during the registration process, either you or your employer will be required to provide Kensho with certain information; including your name, employer or academic institution, and e-mail address (“Registration Data”). In addition, when you request or view Content, Kensho may obtain user identifiable information related to your request of, or access to, such Content (“Access Data”). For example, while you are accessing this Content, our Web servers may recognize your: (a) domain name; (b) ISP’s domain name; (c) IP address; (d) browser type; and (e) operating system. If you contact us with a technical question, we may collect certain information about your systems, including: (a) your browser type, version and settings (e.g., Java and cookie settings); (b) connectivity information (e.g., SSL/HTTPS compatibility, bandwidth capacity); and browser plug-in information (e.g., do you have Adobe, what is your media player, can you open Flash files, etc.).
3.2 Use of Your Information. Registration Data and Access Data may be used by Kensho for research and development purposes and to communicate with users and to troubleshoot any technical issues pertaining to the Content. You acknowledge that in the event that a separate agreement is required, Kensho may share Registration Data with its Affiliates (as defined below).
3.3 Disclosure of Your Information. Except as otherwise noted herein, Kensho will not disclose, rent or sell personal information collected from or about you without your permission. For the purposes specified in the preceding paragraph, we may transfer or disclose Registration Data and Access Data to S&P Global Inc. and its affiliates (“Kensho Affiliates”) and third parties who are contracted to perform services on behalf of Kensho, such as those who assist Kensho in bringing you this Content and providing you with certain features and functionality included within or accessible via this Content. We may also disclose Registration Data and Access Data to Kensho Affiliates and third parties in connection with their providing you access to this Content. Disclosures to these third parties will be subject to confidentiality agreements and, where required, governed by contract. Kensho may also be required to disclose information to governmental, regulatory or self-regulatory entities or agencies in response to regulatory inquiries or to comply with applicable laws, rules, regulations, orders, subpoenas or other legal processes.
3.4 Consent. By (a) agreeing to these Terms of Usage, or (b) by using this Content, and, in either case, providing any information that may be required, requested or otherwise collected by us as set forth above, you freely consent to Kensho processing your information in the United States and in other countries and territories for the purposes set out in these Terms of Usage, and you also consent to the transfer of your information for such purposes to any third party content provider wherever such entity may from time to time be located and to any third parties as described above and in accordance with applicable law and regulations. If you do not permit Kensho to collect any of your information or do not agree with any of the terms and conditions of these Terms of Usage, you should not use this Content and should exit this page and/or Content, as the case may be. If after registering with Kensho, you desire to withdraw the consent granted in this Section 3.4 for all future use of your information by Kensho, you must notify Kensho in writing at the address listed below in Section 3.8 and immediately cease use of this Content.
3.5 Inquiries. If you have any questions regarding these Terms of Usage or your information that is held by us, please contact Kensho in writing using the contact information provided below. If we receive a request regarding your personal information held by us, we will use reasonable means to provide you with such information that we can reasonably compile. You will be given the opportunity to rectify any inaccuracies in such information.
3.6 Encryption. Kensho may use encryption technology to protect certain transmissions of data to/from this Content, but e-mail and other communications, unless otherwise noted on this Content, are not encrypted to/from this Content. Therefore, you should not send any personal or identifying information, such as account numbers, credit card numbers, Social Security numbers, passwords, etc., to Kensho via e-mail. By utilizing e-mail or other electronic communication means you acknowledge that you have no expectation of privacy with respect to the information delivered thereby and that Kensho will not be responsible for any loss or damage that could result from interception by third parties of any information so sent.
3.7 Contact Information. In the event you have any questions regarding these Terms of Use, this Privacy Statement or to make any requests or queries regarding your information that is held by us you may contact us in writing at privacy@kensho.com or Kensho Technologies LLC, Attn: General Counsel, 55 Water Street, New York, NY 10041.
Section 4 - MISCELLANEOUS
4.1 Entire Agreement. These Terms of Usage constitute the entire agreement of the parties hereto with respect to the subject matter hereof and supersede all prior agreements and undertakings, both written and oral, between the parties with respect to the subject matter hereof.
4.2 Severability. If any term or other provision of these Terms of Usage is invalid, illegal or incapable of being enforced by any law or public policy, all other terms and provisions of these Terms of Usage shall nevertheless remain in full force and effect so long as the economic or legal substance of the transactions contemplated hereby is not affected in any manner materially adverse to any party.
4.3 Governing Law; Forum. These Terms of Usage shall be governed in all respects by the laws of the State of New York, and any litigation arising out of or connected in any way with these Terms of Usage shall take place in a State or Federal court of competent jurisdiction in New York County, State of New York.
4.4 Waiver of Jury Trial. YOU WAIVE TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW ANY RIGHT YOU MAY HAVE TO A TRIAL BY JURY WITH RESPECT TO ANY ACTIONS OR PROCEEDINGS DIRECTLY OR INDIRECTLY ARISING OUT OF, UNDER OR IN CONNECTION WITH THESE TERMS OF USAGE.
4.5 Conflict. In the event of a conflict between these Terms of Use and any other agreement with Kensho that relates to Third-Party Content, the more restrictive terms shall prevail.